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Auto Insurance Primer
What is auto insurance? Auto insurance (or car insurance, motor insurance) is insurance consumers can purchase for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred. By buying auto insurance,...

Car Insurance Top Tips
The car insurance industry has got really competitive in the last few years, so prices haven't really changed much. There are now over 100 car insurers to choose from, so there are some very good deals out there for those who are prepared to shop...

Factors that change the price of your car insurance quote.
Copyright 2005 Stacey Zimmerman When looking for a good car insurance quote that combines the coverage you need with a good, affordable cost there are many factors that will culminate in the price of your car insurance quote. Principally this will...

Buying Automobile Insurance

Automobile insurance is an increasing expense for almost all Americans. We canít afford to have it, and we certainly canít afford to not have it. When researching insurance companies and comparing policies, it is a good idea to follow these easy guidelines to get the most coverage for your insurance dollars.

Get auto insurance quotes from as many carriers as you can. Insurance rates may vary drastically depending on the year and model of your car, the and the type of coverage you need. Consider as high a deductible as you can reasonably afford, since higher deductibles translate into lower automobile insurance premiums. And review quotes and policies carefully to make sure you are only paying for coverage you really need.

After you have gotten quotes from different carriers, it is a good idea to create a spreadsheet to help you avoid comparing apples to oranges. Set up a scenario with car repairs and medical expense to best compare the coverage differences under real-life situations.

Once you have chosen the two least expensive insurance policies for the

coverage you need, contact a reputable body shop in your area for a referral. Automobile body shops deal with insurance companies every day, and you want to make sure the company you send your premiums to each month will be responsive and fair if you have to make an insurance claim.

There are many insurance carriers that I deal with in my body shop on a daily basis and a few of them I absolutely hate to deal with. These companies nickel and dime the body repair estimate to death, and they drag their feet at making payment on the claim. What does this mean to you? Slower repair time and possibly diminished repair quality due to over penny pinching. A few dollars difference in annual premium to get a higher quality carrier may save you a world of hassle in the event of an automobile accident.


About the Author

Austin C. Davis
The Honest Mechanic
Cheapest Car Insurance
http://www.trustmymechanic.com/insurancelink.html
Written By: Austin C. Davis

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